Terms of Use

Last updated: June 2026

These Terms of Use (“Terms”) govern your access to and use of spendsbetter.com (“Spends Better,” the “Website,” “we,” “us,” or “our”). By using the Website you agree to these Terms. If you do not agree, please do not use the Website.

1. Informational Content

All content on Spends Better is published for general educational and informational purposes. Our articles describe practical money habits, budgeting routines, grocery and household savings ideas, utility tips, and other everyday consumer-awareness topics. They are not personal financial advice tailored to your specific situation.

2. No Professional Advice Relationship

Reading Spends Better does not create a financial, legal, accounting, tax, or advisory relationship between you and the Website, its writers, its editors, or its publisher. For decisions that affect your specific finances, please consult a qualified professional in your country.

3. Accuracy of Information

We work to keep our articles accurate and up to date, but information about prices, taxes, providers, consumer products, and services can change quickly. We make no guarantee that every detail is current at the moment you read it. If you spot an error, we welcome corrections at [email protected].

4. Acceptable Use

By using the Website you agree not to:

You may link to our articles freely. Brief quotations with attribution and a link back are also welcome.

5. Intellectual Property

All articles, photographs, illustrations, logos, and design elements on the Website are the property of Spends Better or are licensed for our use. You may not reproduce, distribute, or create derivative works from this content without our written permission, except where such use is permitted under applicable copyright law (for example, brief quotation with attribution).

6. User Submissions

If you send us a message through the contact form, a correction, a story tip, a pitch, or any other communication, you grant Spends Better a non-exclusive, royalty-free right to read, store, and reference that communication for the purpose of editorial review and response. You will not be quoted in an article without your permission.

7. Third-Party Links and Services

The Website sometimes links to third-party websites, tools, or services that we find useful. We do not control these third parties and are not responsible for their content, security practices, terms, or privacy policies. Following an external link is at your own discretion.

8. Advertising

Spends Better is partially supported by advertising. Advertisements are clearly distinguishable from editorial content. We do not endorse every product or service shown in an advertisement on the Website. For information about how advertising data is handled and how to control personalized advertising, please see our Privacy Policy.

9. Affiliate Links

Some articles contain affiliate links to products or services we genuinely use or recommend. When that is the case, we say so within the article and in our Affiliate Disclosure. Affiliate income helps fund the Website and never affects the rating or recommendation we give a product.

10. Disclaimer of Warranties

The Website is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, Spends Better disclaims all warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the maximum extent permitted by law, Spends Better and its writers, editors, and publishers are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, resulting from your use of the Website or any decisions you make based on its content. Your sole remedy for dissatisfaction with the Website is to stop using it.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Vermont, United States of America, without regard to its conflict-of-laws principles. Spends Better operates from Vermont and our mailing address is located within the state.

Any disputes arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the state and federal courts located in Chittenden County, Vermont, United States of America, unless otherwise required by mandatory consumer-protection laws of the jurisdiction in which you reside. You agree to submit to the personal jurisdiction of those courts for the purpose of any such dispute.

13. Indemnification

You agree to indemnify and hold harmless Spends Better, its writers, editors, and contributors from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of your breach of these Terms or your misuse of the Website.

14. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the “Last updated” date at the top of this page. Material changes will be noted at the top of the page for at least thirty days. Continued use of the Website after a change means you accept the updated Terms.

15. Severability

If any provision of these Terms is found by a court of competent jurisdiction to be unenforceable, the remaining provisions will remain in full force and effect.

16. Contact

If you have a question about these Terms, please contact us: